Personal Money Management
By Yong Tiong
Please allow me to start with few scenarios. During the end of the month or early of next month, people are rushing to banks. They are busy with home loan payment, car loan installment, credit card repayment, etc. At the end of their busy monthly schedule of paying day, one most popular question pop up in their head: How much do I have left for the rest of the month? Does it sound familiar to you? Are you one of them who go in and out of several banks after you receive your salary, just to pay off your bills? If you do all that for a reason and you are happy with it, it is fine. But the problem is that is NOT fine for most of us.